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2. Raising Your Chances

There are a few things you can do to raise your chances of being eligible for financial assistance. The first and most important thing you can do is get good grades in school – good grades not only might qualify you for a scholarship, but they also make your chances a lot better of being accepted to the university of your choice.

3.
Grants To The Rescue

Of course, what if you’re not as smart as those students? What will you do to get into college by not spending a lot of money? The government can provide you money for college students who are in need of financial aid. This is called the Free Application for Federal Student Aid or FAFSA. This is a form of grant that will determine how much your familys financial strength is. You can fill out a FAFSA form in your school or via the internet in the FAFSA website at http: //www. fafsa. ed. gov. Not only students who have financial difficulty should do this but everyone should do it. This will substantially decrease the amount you will spend to pay for college and can lessen the burden for your parents.

4.
Have The Following Information Ready
– Social Security Number

– Latest W-2 forms and other records of money earned.

– Federal Income Tax Return of your parents.

– Permanent Residence Card if a non US citizen.

– Drivers license
A Students Guide To Federal Grants

Paying for university or college is one of the most valuable investments you can make in your life. As you know, however, it is also one of the biggest investments too. For this reason, good financial planning well in advance of attending the university of your choice is essential. You will want to create a budget and consider everything – not just tuition but also reasonable living costs. Unfortunately, sometimes budgeting simply isn’t enough – and that’s where federal grants come into play.

1.
Grant Or Scholarship – What’s The Difference?

The main difference between a grant and a scholarship is that a scholarship has far more restrictions placed upon it than a grant. Both grants and scholarships are non-repayable, that is, unlike a loan you don’t have to pay them back when you are done your schooling. Furthermore, scholarships are for specific academic or athletic categories, whereas grants are awarded primarily on financial need only.
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How To Get Student College Loans
Federal Grants Money For Student
The sad truth is that many college graduates find that for the first 10-15 years after they have graduated college, they are essentially indentured servants to their student loan debts. There are many reasons for this and different college graduates will find different things about their student loans when the appropriate time comes. First of all, those taking out student loans need to understand that a college degree does not guarantee a high starting salary. Beyond that, a college degree is no guarantee that there will be employers lining up to take your name and number upon graduation. The truth is that most college grads take anywhere from 6 months to a year to find a job in their fields and even then the starting salaries are often far less than anticipated.

Part of the blame for over-inflated expectations is the fault of universities attempting to validate their high tuition rates by displaying average starting salaries of only those that have successful offers in the field of study immediately upon graduation (which usually indicates a history of working with the company or another company as an intern prior to being hired) and not those students who have no prior work experience in their chosen fields. Part of the expectations is students reading job advertisements for experienced workers in a field and assuming that an education will provide the experience that employers require. Regardless of the reason, most starting salary expectations are not realistic in light of the current market.

The problem is that for many students a student loan is the difference in receiving a college education or not receiving one. For these students, there is no option. The price they will pay (with interest) for having student loans in order to get through the educational process will repay itself over the course of a lifetime if they are wise about making the necessary payments and stay on top of things such as consolidation loans and making payments on time.

Student loans are a great tool for those who have no other options when it comes to attending and affording to attend a university. On the other hand, for those who do not have an absolute need for the funds a student loan can provide they can prove to be problematic when trying to establish your career and your lifestyle upon graduation. This is a tool for education that should be used sparingly at best.Whether or not you choose to take out student loans in order to fund your college education it is a good idea if you exhaust all other available resources first. Check out your options for grants, scholarships, and work-study programs before leaping into student loans to pay for your education.

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Student Loans Should be Last Resort

Student loans are both a blessing and a curse to college students all across the country.
On one hand, student loans allow you to have the money you need in many cases to attend college at all. On the other hand, most college students, particularly those entering college for the first time have inflated opinions of their starting salaries upon graduation and the bills they will face while living in the real world.

In fact, most freshmen college students have no real concept of the limits of money in which to base their decisions as to whether or not they can realistically expect to repay those funds once they’ve graduated college.
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