Assistance for Individuals and Families
Personal grants from the government are available to people desirous of pursuing higher education. In addition to college grants, the Federal government provides assistance to low income families so that they can pay their energy bills on time. The government also assists single mothers so that they can provide for the well being of their children despite being single parents.
College Grants: A plethora of college grants are available to individuals desirous of pursuing higher education. These grants, viz. Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Academic Competitiveness Grant (ACG) and the National Science and Mathematics Access to Retain Talent Grant, are both need based as well as merit based.Federal Pell Grant is a need based grant that acts as the stepping stone to both need and merit based grants. This is evident from the fact that Federal Supplemental Educational Opportunity Grant (FSEOG) gives priority to Federal Pell Grant recipients although other applicants, who are in dire need of money, are also eligible to apply. For more on college grants one may refer to the article, ‘grants for college students‘.
Low Income Home Energy Assistance Program (LIHEAP): Low Income Home Energy Assistance Program is a grant program that is Federally funded and is implemented at the state, tribal, and insular area levels. This program intends to help people pay their home energy bills. The govt. provides home heating energy assistance grants and crisis grants to a family of four provided the annual household income is less than the stated minimum. Generally, an annual household income that is less than $33, 075 makes a family eligible for this assistance. As mentioned earlier, this is a grant and not a loan, hence no liens will be placed on the recipient’s property. Families that spend a chunk income income on energy bills and low income families with children, disabled and elderly people are given priority. For more on weatherization assistance, one may refer to the article, ‘assistance for low income families’.
WIC Program: Women, Infants and Children (WIC) program provides Federal grants to States so that pregnant or postpartum women and infants and children up to age 5, can receive checks or food coupons to purchase foods rich in one or more nutrients, protein, iron, calcium, and vitamins A and C. Women, whose gross income lies below the Federal Poverty Level (FPL), are eligible to participate in the WIC program.
Personal Grants for individuals
Money may be required for reasons such as wanting to get out of debt or simply for the sake of tiding over hard times. Considering that people who are financially constrained find it increasingly difficult to repay loans, it’s only natural that the demand for personal grants for individuals, personal grants for women and single mothers has caught on in a big way.
Grants from the government are available to people desirous of pursuing higher education. These grants are wonderful alternative to student loans. The Federal govt. provides grants to state governments and non-profits who in turn use the money to provide financial assistance to women, single mothers and other eligible participants.
However, Federal grants for personal financial assistance is a myth.
Personal Finance Planning and Government Grants
Personal Grants Money Finance
People from New Orleans who were temporarily displaced by Hurricane Katrina would have benefited from having access to cash even while away from home. If you don’t use one regularly, get one anyway and keep it in a safe place.
Sign up for direct deposit – With direct deposit, you will know that your paycheck will be in your bank account even if you cannot, for whatever reason, physically get to your bank. This will help you in the event of illness or natural disaster that may have your local bank temporarily closed.
Sign up for online bill paying – You can pay bills even if you aren’t at home via the Internet. You don’t have to use the service, but it may come in handy at a time when you least expect it.
Save some emergency cash – Financial experts recommend that you save at least three months’ worth of financial expenses. That’s difficult, but every little bit can help. Try to cut back on a few unnecessary items, such as that tall latte you buy every day. It adds up, and you never know when you may need to access that emergency cash.
Set up a home equity line of credit – Unlike a home equity loan, which provides you with a lump sum of cash right away, a home equity line of credit provides you with cash that you can use a little at a time, and only when you need it. If you don’t actually take any money out, you don’t have monthly payments. But if an emergency strikes, you’ll have cash available. This can be particularly helpful if you find yourself out of work for a short period of time. Your bank won’t lend you money when you are out of work, so plan ahead of time and the money will be ready when you are.
A little bit of planning can go a long way when a financial emergency strikes. If you plan for it now, you will have fewer worries later.
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It’s tough to get by financially in today’s fast-paced life. With mortgages, car notes and massive amounts of credit card debt, most people struggle to get by from month to month. With most people doing what they can just to pay their bills, few people are prepared for the unlikely event of a financial disaster.
They come in many forms; a storm like Hurricane Katrina, a loss of job, or a sudden illness can break anyone who isn’t prepared for an unexpected interruption in their financial life. But it isn’t all that difficult to make preparations that will help you in times of a money crisis. All it takes is a bit of planning ahead of time.
Here are a few things that will help you be prepared for the unexpected:
Get an ATM/Debit card – You may not regularly use cash or have a need for a debit card, but there are some circumstances where it may be necessary. ( www.applybusinessgrantsandloans.com )
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UK Cards and UK Grants Aid available in the United Kingdom: BBC- Great Britain and Northern Ireland, England, Scotland, Nottingham, and Wales: Antrim Dorset Llangollen Ashbourne Dudley London Barnsley Dundee Londonderry Basingstoke Dungannon Macclesfield Bath and North East Somerset Council Durham Manchester Beaconsfield Duram County Marlow
Bedford East Sussex Newcastle Belfast Edinburgh Northumberland County Birmingham Eglinton Nottinghamshire County
Blackpool Enfield Peterborough Bolsover Fareham Poole Bradford Glasgow Reading Brent Glossop Redditch
Brentwood Great Yarmouth Reigate-Banstead Brighton Guildford Rotherham Burnley Hackney Seaford Cambridge Harrow Sevenoaks Camden Hastings Sheffield Cardiff Hatfield Shefford Chelmsford Henley South Lanarkshire Cheltenham Ipswich St. Andrews Chesham Isle of Bute Stockport Chester Kettering Surrey Christchurch Kingston Swansea Cornwall Kingston Upon Hull Telford Coventry Leeds Walsall Croydon Leicestershire County Waltham Darlington Lewes Whitby Deddington Lewisham Wolverhampton Derby Lincolnshire County York Liverpool areas. The OFT or Office of Fair Trading is in charge of overseeing responsibility for UK Creditors. UK Credit Agencies. Please note that Marbles applicants must be 21 and Capital One UK age is 18.